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Insurance Terminology



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Insurance Terminology

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Actual Cash Value (ACV)

Fraud

Adjuster    

Insurance

Agent   

Insurability

Applicant  

Insured or Insured Life

Arson

Lapse

Auto Medical Payments

Larceny

Automobile Insurance 

Level Premium (Life Insurance)

Benefit 

Liability

Beneficiary

Libel

Binder

Lien

Blanket Policy

Limits

Bodily Injury 

Loan (Policy Loan)

Cancellation 

Loss of Use

Carrier  

Ordinance or Law Coverage

Cash (Surrender) Value

Paid up Insurance

Claim 

Participating Policy

Clause   

Permanent (Life Insurance) 

Collision Coverage

Physical Damage

Comprehensive Coverage

Policy Holder

Conditions

Premiums

Convertible Term Insurance

Replacement Cost Coverage

Coverage

Renewable Term Insurance

Debris Removal Clause 

Term Insurance      

Demolition Coverage 

Towing and Labor Costs Coverage 

Declaration 

Uninsured/underinsured Motorist Coverage

Dividend

Universal Life Insurance

Exclusions

Whole Life Insurance

Face Amount  

 

 

 

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